Insurance Claim Assistance for St. Louis Roofs

A hailstorm rolls through The Hill or Ferguson and your roof looks fine from the driveway. Then your neighbor gets a new roof and you wonder if you missed something. St. Louis gets pounded by spring hail and straight-line wind, and shingle damage is easy to miss from the ground. That's where a lot of homeowners leave money on the table. They file a claim without proof, an adjuster shows up, and the whole thing gets denied.

We climb up first. A roofer walks your roof, photographs the hail bruising, the lifted shingles, the dented gutters and soft metal, and puts it all in one clean report you can hand your insurer. When your adjuster comes out, we meet them on the roof and point to what we found so nothing gets missed. If they see it too, your claim moves. If you're not sure a storm even hit hard enough to file, we'll tell you straight before you burn a claim on your record.

St. Louis housing runs old and mixed: century brick in Soulard and Lafayette Square, mid-century ranches in Webster Groves and Kirkwood, newer builds out in Chesterfield. Older roofs with layered shingles and worn flashing show storm damage differently than fresh ones, and adjusters know it. We speak that language and document it so your claim reflects the real condition, not a guess.

We don't decide what your policy pays. Your insurer does. What we do is give you the evidence and the presence on the roof so the conversation is honest and based on what's actually up there.

When to call us

• Neighbors on your block are getting roofs replaced after a recent storm
• Dented gutters, downspouts, or dinged AC fins after hail
• Shingle granules piling up in gutters or at the bottom of downspouts
• A ceiling stain or drip that showed up after a wind or hail event
• You got a claim denied and think damage was missed
• You're not sure whether the last storm did enough to file

Insurance claim assistance jobs we handle in St. Louis

• Full roof walk with photos of hail, wind, and impact damage
• Written damage report you can submit to your insurer
• Roofer on site to meet your adjuster during the inspection
• Emergency tarp-over if the roof is open while the claim is pending
• Repair or full replacement once the claim is approved
• Straight advice on whether the damage is worth filing

Not sure which one you need? Call and describe what's going on. We'll confirm the scope and give you a free, no-obligation quote before any work starts.

Common questions

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